Is Roofing Contractor O&P a Line Item on Xactimate Estimates?
Updated: Mar 17
Ever had an adjuster tell you that they are not adding General Contractor Overhead and Profit because O&P is already included in the line item in Xactimate?
We’re not sure where they got their information, but that’s simply not true.
General Contractor O&P is manually added when creating an Xactimate and is not included in the line item.
Remember, the purpose of O&P is to allow a general contractor to grow his/her company based on reinvestment. It covers items not listed on the scope of loss, such as travel time, education, paying utilities, licensing, advertising, etc.
Here are a few tips to help you prepare to discuss O&P with adjusters:
Role play the O&P debate with your manager to better prepare for the conversation
Have your homeowners sign an O&P letter on every job
Educate yourself on O&P, read about it, become an expert on the subject.
Ask for it on every single job, every single time!